Free, no-obligation debt evaluation  — 
Debt Relief Made Simple

Get rid of debt.
Go free.

The Debt Police helps you settle what you owe for less — in as little as 24 to 48 months.

How much do you owe?

$25,000

$10,000$150,000+
Trustpilot4.8/5  •  12,000+ reviews
The Debt Police Officer
$20B+
Debt Resolved
48%
Avg. Reduction

You're under arrest... for paying too much debt!

The Debt Police is trusted by 1,000,000+ clients and counting

BBB
A+ Rating
Best of 2024
IAPDA Certified
Best Free Consult
4.8 / 5 Stars

See what you could save

Based on $25,000 in debt — adjust the slider above to update

Current Path

The Debt Police

RECOMMENDED

Bankruptcy

Monthly Payment

$700/mo

Monthly Payment

$475/mo

Monthly Payment

Varies

Total Cost

$58,750

Total Cost

$15,500

Total Cost

Court fees

Time to Freedom

7 yrs

Time to Freedom

24–48 mo

Time to Freedom

7–10 yrs

Credit Impact

Ongoing damage

Credit Impact

Temporary

Credit Impact

Severe

How are these numbers calculated?

0K+
Clients Served
$0B+
Debt Resolved
0%
Avg. Debt Reduction

Debt relief is simple

You could begin your path to debt relief in just a few days.

Tell us about your debt

Talk to one of our certified Debt Officers to see if The Debt Police could be the right solution for your debt.

See what you could save

Find out how much time and money you could save by partnering with us to resolve your debt.

Enroll in our program

We will negotiate settlements with your creditors until all of your enrolled debt is behind you.

How our debt relief program works

Debt relief is an opportunity to put your debt behind you without paying the full amount owed. Our Debt Officers negotiate with your creditors to settle for less than you owe — so you can resolve your debt for less and in less time.

1

Build

Each month, you make a deposit into an FDIC-insured dedicated account that you control. As your account grows, we create a custom plan to get you out of debt.

2

Negotiate

After enough funds build up in your account, we negotiate with your creditors to settle your debts for significantly less than you owe.

3

Settle

Our expert Debt Officers work hard to get you the best savings possible. Every time we settle one of your debts, we contact you for authorization and approval.

4

Freedom

After the full settlement amount is paid on each account, you no longer owe your creditors. Your debt is behind you!

Every step of the way, our friendly Debt Officers are ready to answer your questions and offer support. to get started today.

We're your debt relief partners, every step of the way

Enroll in our program, and it's no longer just you against your creditors. We're on your side, ready to help you get out of debt — and get on with your life.

Talk to us — we're here to help

Our Debt Officers are friendly people who are always ready to answer your questions or concerns. Call, chat, or email — we're here.

Track your progress 24/7

Your online Client Dashboard makes it easy to stay up to date on your debt relief program status, settlements, and savings.

The Debt Police Officer

Ready to arrest your debt?

Join over 1 million Americans who have used The Debt Police to resolve their debt for less.

Who we help

You don't need perfect credit. You just need $10,000 or more in unsecured debt and a desire to get out.

You have $10,000+ in unsecured debt
You're struggling to make minimum payments
You want to avoid bankruptcy
You've experienced a financial hardship
You want to pay less than you owe
You want to be debt-free in 24–48 months

What type of debt can I enroll?

Credit or retail store cards
Medical debt
Most personal loans
Collections or repossessions
Lines of credit
Some private student loans

Debts we can't help with

× Taxes / IRS
× Utility bills
× Lawsuits
× Secured loans (HELOC, auto)
× Federal student loans
× Child support

Still not sure if your debt is eligible? Email our Debt Officers

Frequently asked questions

Everything you need to know about debt relief with The Debt Police

Start your path to financial freedom

Get a free, no-obligation debt evaluation from a certified Debt Officer today. No credit check required.

Email a Debt Officer