Terms of Use
Last Updated: January 1, 2025
1. Acceptance of Terms
By accessing or using the website located at thedebtpolice.com (the "Site") or any services offered by The Debt Police LLC ("The Debt Police," "we," "us," or "our"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use our Site or services. These Terms apply to all visitors, users, and others who access or use the Site.
2. Description of Services
The Debt Police provides debt relief consultation and referral services to individuals seeking to resolve unsecured personal debt. Our services include evaluating your debt situation, providing educational information about debt relief options, and connecting you with licensed debt relief providers and partners who may be able to assist you.
We are not a law firm, credit counseling agency, or licensed financial advisor. Nothing on this Site constitutes legal, financial, tax, or accounting advice. You should consult with a qualified professional before making any financial decisions.
3. Eligibility
You must be at least 18 years of age and a resident of the United States to use our services. By using our Site, you represent and warrant that you meet these eligibility requirements. Our services are not available in all states. Minimum $10,000 in qualifying unsecured debt is generally required to participate in our debt relief program.
4. Consent to Contact
By submitting your information through our website forms, you expressly consent to being contacted by The Debt Police and our partner network via email, text message, or other electronic means regarding debt relief services and related financial products. You may opt out of these communications at any time by emailing us at [email protected] or by clicking the unsubscribe link in any email communication.
5. Accuracy of Information
The information provided on this Site is for general informational purposes only. While we strive to keep the information accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics on the Site.
Savings estimates and program outcome projections displayed on this Site are based on historical averages and are provided for illustrative purposes only. Actual results will vary based on individual circumstances, enrolled creditors, and program completion. Not all clients complete the program.
6. Important Debt Relief Disclosures
- Debt relief services may adversely affect your credit score and creditworthiness.
- Creditors may pursue collection actions, including lawsuits, while you are enrolled in a debt relief program.
- Settled debt may be considered taxable income by the IRS. Please consult a tax professional.
- We do not make monthly payments to your creditors on your behalf.
- We do not guarantee that any specific debt will be settled, reduced, or resolved.
- Fees are charged only after a debt is successfully settled and you have approved the settlement.
7. Intellectual Property
All content on this Site, including but not limited to text, graphics, logos, images, and software, is the property of The Debt Police LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content from this Site without our prior written consent.
8. Limitation of Liability
To the fullest extent permitted by applicable law, The Debt Police LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising out of or in connection with your use of the Site or our services, even if we have been advised of the possibility of such damages. Our total liability to you for any claim arising from these Terms or your use of the Site shall not exceed one hundred dollars ($100).
9. Third-Party Links
Our Site may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them. Inclusion of any linked website does not imply endorsement by The Debt Police.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Miami-Dade County, Florida.
11. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site following the posting of revised Terms constitutes your acceptance of the changes. We encourage you to review these Terms periodically.
12. Contact Information
If you have any questions about these Terms, please contact us at: